Mortgage Technology & Lending Operations
Align loan origination, servicing, document, communication, and reporting systems around a secure, auditable workflow.
Long Island, NY · Fractional CTO · Network · Security
Enterprise-grade technology leadership without the enterprise payroll.
CTOsavvy gives growing companies on Long Island and across the New York metro area a seasoned CTO who also engineers the network, gets you audit-ready, and applies AI where it can reduce manual work. One accountable partner from strategy through operations.
Start where the pressure is
Choose a practice to jump directly to the details.
One owner from decision to evidence
One person serves as strategist, engineer, and audit contact, so decisions stay connected to implementation and proof.
See why fractional works
Readiness coverage
Prepare for the framework your customers, contracts, or insurers require.
SOC 2HIPAAPCI DSSCMMC / NIST 800-171ISO 27001Cyber Insurance
Explore compliance readiness
What we do
Five practices. One accountable partner.
Most firms sell you one slice. We own the whole stack: the decisions, the infrastructure that carries them, the processes that run on it, the testing that challenges it, and the readiness that proves it.
Practice / 01
Fractional CTO
Executive-level technology direction on a part-time retainer. We sit on your side of the table for every build-vs-buy call.
- Technology roadmaps tied to business goals
- Vendor selection and contract review
- IT budget planning and cost control
- Hiring, team structure, and MSP oversight
- Board- and investor-ready reporting
Practice / 02
Network Engineering & Administration
We design, build, and run the network your business depends on, keeping it documented, segmented, and monitored.
- LAN/WAN design, routing & switching
- Firewall deployment and ruleset audits
- VLAN segmentation and zero-trust access
- Wi-Fi surveys, VPN & SD-WAN rollouts
- Monitoring, patching & ongoing administration
Practice / 03
Penetration Testing & Vulnerability Scanning
Find the weaknesses before an attacker does. Scoped, authorized testing that ends in fixes, not just findings.
- External & internal network penetration tests
- Web application testing mapped to OWASP Top 10
- Authenticated vulnerability scans with triage
- Phishing simulations & security awareness
- Remediation support, retesting & attestation letter
Practice / 04
Pre-Compliance & Security Readiness
Walk into your audit already knowing the outcome. We close the gaps before the assessor ever sees them.
- Gap assessments against your target framework
- Policy and procedure development
- Risk assessments and remediation plans
- Evidence collection and audit preparation
- Vendor and third-party risk reviews
Practice / 05
Business Efficiency & Process Improvement
Technology should remove work, not add it. We map how your business actually runs, use AI where it can reliably reduce manual work, and keep measuring and refining the workflow as the business changes.
- Process mapping & bottleneck analysis
- AI-assisted workflow automation across your existing tools
- Systems integration across CRM, ERP, accounting & ticketing
- Executive dashboards & automated reporting
- Ongoing workflow measurement & refinement
- License & SaaS spend rationalization
- Documentation, SOPs & staff training
Industry disciplines
Technology shaped around the work.
We connect operations, systems, security, and reporting in environments where every handoff and record matters.
Medical Records & Health Data Systems
Improve records intake, indexing, retrieval, exchange, access controls, and audit trails while keeping human review in the loop.
Technology capabilities
The systems behind dependable operations.
Practical planning, implementation, and oversight across the technology your team uses every day.
Business Communication Systems
Plan voice, video, messaging, contact center, and unified communications.
Email & Collaboration
Configure secure email, file sharing, calendars, retention, and team workspaces.
Colocation & Data Center Planning
Evaluate facilities, connectivity, rack design, power, redundancy, and migration needs.
Cloud & Hybrid Hosting
Design workloads across public cloud, private infrastructure, and on-premises systems.
Backup & Disaster Recovery
Set recovery targets, protect critical data, and test restore and continuity plans.
Identity, Access & Endpoint Management
Centralize accounts, devices, permissions, patching, and secure offboarding.
Systems Integration & Automation
Connect business platforms and automate repeatable work with practical controls.
Specialist Partner Network
Access a broad network of specialists, providers, and implementation resources, coordinated through one accountable lead.
How an engagement runs
A predictable path from first call to steady state.
Assess
A structured review of your technology, network, and security posture. You get a written findings report whether or not we continue.
Prioritize
Findings become a ranked roadmap with quick wins first. Every initiative is budgeted and sequenced so nothing stalls the business.
Execute
We do the work: network builds, policy rollouts, control implementation, vendor transitions. Documented as we go.
Operate
Ongoing fractional leadership and administration: monitoring, patching, quarterly reviews, and audit cycles.
Why fractional
$250K+
The fully-loaded cost of a full-time CTO. Most companies need the judgment, not the headcount.
You get accountability for the roadmap, vendor pressure, and 2 a.m. ownership at a fraction of the cost.
And because we also engineer the network and prepare the security evidence, nothing gets lost between a strategy deck and the people who have to implement it. The person who recommended the firewall is the person who configured it and the person the auditor talks to.
Growing businesses without senior IT leadershipYou've outgrown "the person who's good with computers" but can't justify an executive hire.
Companies facing their first auditA customer, contract, or insurer is demanding proof of security on a deadline.
Teams rebuilding after an incident or outageYou need the network re-architected and the gaps closed, with proof it won't happen again.
Compliance & security readiness
Audit-ready before the auditor arrives.
Whatever framework your customers, contracts, or insurers demand, we handle readiness end to end: gap assessment, penetration testing, remediation, policies, and evidence. We also stand beside you through the audit itself.
Don't see yours? If there's a control framework behind it, we can get you ready for it.
SOC 2
HIPAA
PCI DSS
CMMC / NIST 800-171
ISO 27001
Cyber Insurance
Start the conversation
Tell us where it hurts. We'll tell you what it takes.
The first consultation is a working session, not a sales pitch. Bring your audit deadline, your network diagram, or just the problem keeping you up. You'll leave with a clear next step either way.